Ameristock Mutual FundDownload Prospectus | PDF Download Application | PDF
Ameristock/Ryan Treasury ETFsDownload Prospectus | PDF Download Statement of Additional Information (SAI) | PDF
Get the Acrobat Reader here.
Ameristock/Ryan Treasury ETFs
Ameristock/Ryan Treasury ETFs are an easy and flexible way to add U.S. Treasury securities to your portfolio. Exchange Traded Funds (ETFs) combine the diversification of a mutual fund, with the ease of trading stocks. U.S. Treasury securities add the security of the U.S. government to your investment.
Ameristock/Ryan Treasury ETFs will track the Ryan Treasury indexes, which are considered benchmarks in the industry, and are designed to deliver the results of these indexes.
Here are some of the reasons investors use Ameristock/Ryan Treasury ETFs:
Safety. The Funds will hold at least 90% of their portfolios in U.S. Treasury bills, notes and bonds, which are backed by the full faith and credit of the U.S. government.
Diversify your holdings with Ameristock/Ryan Treasury ETFs. Adding investment-quality bonds like those held in these bond funds can reduce the volatility of your portfolio.
Liquidity. It's easy to get your money when you need it.
Simplify your portfolio. It's easier to diversify your fixed income portfolio. match durations and monitor your maturities with Ameristock/Ryan Treasury ETFs.
No Minimum Investment. You can invest in as little as one share, so you may invest in smaller amounts than typical U.S. treasury bonds, giving you more investing flexibility.
Known Duration. With the Ryan indexes as the benchmark, the funds will have a roughly constant duration.
Why do I need Bonds in my Portfolio?
A diversified portfolio is one way of attempting to maximize your returns, while minimizing risk. A diversified portfolio will have investments in asset categories that don't always 'move' in the same direction, or, they perform differently in given market conditions.
Bonds are a debt security; the company or government is borrowing money from you and paying you interest in return. Bonds are considered more conservative investments. The primary risks for bonds are credit-worthiness of the issuer, interest rate changes, inflation and liquidity.
U.S. Treasury securities are considered among the safest of bonds, as they are backed by the full faith and credit of the U.S. Government. Of course, no investment is risk-free.
The prices of bonds fluctuate with interest rate changes. As interest rates rise, the value of securities held by the ETFs are likely to decrease. Securities with longer durations tend to be more sensitive to interest rate changes, usually making them more volatile than securities with shorter durations.
Exchange Traded Funds
Exchange Traded Funds (ETFs) are funds that look a bit like a stock. An ETF attempts to track a benchmark index like the Ryan Treasury Indexes, the Dow Jones Industrials or the S & P 500. They invest in securities that, as a group, will generate results like their benchmark index. The funds will pay fees and expenses that may cause their returns to lag those of their benchmarks.
ETFs are also traded throughout the day like a stock, and may be used with advanced trading techniques like options, hedging or shorting.
Exchange Traded Funds typically have lower fees than comparable mutual funds, as they are not actively managed. This means that they don't try to 'beat' their benchmark index, and also can mean more of your money is working for you.
ETFs allow you to invest in a broader range of securities, with smaller amounts of money than you'd need to try to duplicate the index on your own.
Here's how the funds compare to other investments:
Source: Bankrate.com, USTreasuryDirect.com
The information in this table may not be applicable in all situations with all types of investments.
1 ETFs, Money Market Accounts and Bond mutual funds may impose a minimum initial and subsequent investment amount.
*Ordinary brokerage commissions apply.
The Ryan Treasury Indexes are the first daily bond indexes, created in 1983 by Ronald J. Ryan. Each index is based on the performance of the most recently auctioned Treasury security for each maturity. For more information on the Ryan Indexes, see www.ryanindex.com
An investment in the Funds involves risk, including loss of principal. There is no assurance that the investment process will consistently lead to successful investing. Diversification does not eliminate the risk of experiencing investment losses.
By investing in high yield bonds you may be subject to greater price volatility based on fluctuations in issuer and credit quality. When investing in bonds, you are subject, but not limited to, the same interest rate, inflation and credit risks associated with the underlying bonds owned by the Fund.
ETFs are subject to risk similar to those of stocks including those regarding short-selling and margin account maintenance.
The Ameristock/Ryan Treasury ETFs seek results, before fees and expenses that track the price and yield performance of the Ryan Treasury Indexes. Unlike many investments, the Funds do not try to 'beat' the markets or indexes they track.
Reporting of Accounting Concerns
Any person may confidentially report concerns regarding questionable accounting or auditing matters relating to the Ameristock ETF Trust, or any suspected retaliation against a person who reported a questionable accounting or auditing matter or other violation of law, to the Chairman of the Audit Committee of the Trust's Board of Trustees. Any such report shall be sent in an envelope marked "Confidential" or "To be opened only by addressee" to:
Chairman of the Audit Committee
Ameristock ETF Trust
1320 Harbor Bay Parkway Suite 145
Alameda, California 94502
You may submit such reports anonymously, or you may provide a telephone number or other contact information through which members or agents of the Audit Committee may contact you about your concerns if deemed appropriate.
Ameristock Funds. Your Place to Be in the Market.